{"id":517,"date":"2023-12-27T23:58:47","date_gmt":"2023-12-27T23:58:47","guid":{"rendered":"https:\/\/newerahomes.com\/blog\/?p=517"},"modified":"2025-10-24T18:06:32","modified_gmt":"2025-10-24T18:06:32","slug":"retiring-in-oregon","status":"publish","type":"post","link":"https:\/\/www.newerahomes.com\/blog\/retiring-in-oregon\/","title":{"rendered":"Retiring in Oregon: A Guide to the Beaver State for Retirees"},"content":{"rendered":"<p><strong>Table of Contents<\/strong><\/p>\n<ul>\n<li><a href=\"#pa\"><span style=\"font-weight: 400;\">Pros and Cons of Retiring in Oregon: An Overview<\/span><\/a><\/li>\n<li><a href=\"#ot\"><span style=\"font-weight: 400;\">Oregon\u2019s Tax-Friendly Landscape<\/span><\/a><\/li>\n<li><a href=\"#tb\"><span style=\"font-weight: 400;\">The Best Places to Retire in Oregon<\/span><\/a><\/li>\n<li><a href=\"#nb\"><span style=\"font-weight: 400;\">Natural Beauty of the Beaver State<\/span><\/a><\/li>\n<li><a href=\"#ne\"><span style=\"font-weight: 400;\">New Era Homes Can Enhance Your Retirement<\/span><\/a><\/li>\n<li><a href=\"#mq\"><span style=\"font-weight: 400;\">More questions about retiring?<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Oregon offers a unique blend of natural beauty, vibrant culture, and a relaxed lifestyle, making it an attractive destination for retirees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re considering retiring to the Beaver State, this guide will provide you with an in-depth look at what Oregon, and especially the sometimes overlooked Central Oregon, has to offer. Lush forests, rugged coastlines, charming mountains, friendly small-town vibes\u2014Oregon definitely has a little something for everyone.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019ve lived in this beautiful Pacific Northwest state your whole life or are considering a pilgrimage for retirement, our guide to retiring in Oregon will help you assess whether Oregon is right for your golden years.\u00a0<\/span><br \/>\n<a name=\"pa\"><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Pros and Cons of Retiring in Oregon: An Overview<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We should say upfront that New Era Homes is proudly based in Bend, Oregon, so we admit that we might be a little bit biased toward our home state. Nevertheless, we realize that\u2014just like anywhere else\u2014there are pros and cons for retirees who choose Oregon.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019ll address a lot more specifics about Oregon below, but here are a few pros and cons about retiring in Oregon for you to consider right off the bat.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Oregon\u2019s Advantages for Retirees<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Healthcare<\/b><span style=\"font-weight: 400;\"> \u2014 Quality healthcare is a paramount concern for retirees. You want to make sure that you have access to healthcare, and effective care at that. The good news for Oregonians is that we have <\/span><a href=\"https:\/\/health.usnews.com\/best-hospitals\/area\/or\"><span style=\"font-weight: 400;\">eight high-performing hospitals<\/span><\/a><span style=\"font-weight: 400;\"> scattered throughout the state. While a few are clustered in Portland, St. Charles Medical Center in Bend makes the list, as does PeaceHealth outside Eugene and Asante in Medford.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Natural Beauty and Outdoor Activities <\/b><span style=\"font-weight: 400;\">\u2014 You simply can\u2019t think of Oregon without evoking images of inviting landscapes. From deep green forests to splendid rivers and rocky coasts, Oregon definitely has an advantage for those who enjoy the outdoors, and who don&#8217;t necessarily want to battle high temperatures to enjoy natural beauty. We have a rich environmental tapestry here in Oregon that provides an invigorating yet serene backdrop for your golden years.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Challenges to Consider<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>Cool Climate <\/b><span style=\"font-weight: 400;\">\u2014 At New Era Homes, we love the <\/span><a href=\"https:\/\/newerahomes.com\/blog\/central-oregon-climate\/\"><span style=\"font-weight: 400;\">climate in Central Oregon<\/span><\/a><span style=\"font-weight: 400;\">. We get to enjoy four seasons without a bone-chilling cold. We also get very little rainfall, which gives us plenty of time to explore the luscious landscapes around us. Still, we understand that a lot of retirees flee to the Sun Belt for a reason. That sunshine can prove irresistible, and the warmth may be beneficial for certain health conditions. Still, the climate in Oregon is rather temperate, and if you enjoy the seasons, it provides an opportunity to enjoy the changes without extremes.<\/span><\/li>\n<li aria-level=\"1\"><b>Cost of Living <\/b><span style=\"font-weight: 400;\">\u2014 In some areas of Oregon, the cost of living is relatively high compared to other places in the country, especially the South. As the Sun Belt continues to grow and expand, however, the cost of living has risen accordingly, so we will likely see more and more of an evening out in the cost of living over the coming years.<\/span><\/li>\n<\/ul>\n<p><a name=\"ot\"><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Oregon\u2019s Tax-Friendly Landscape<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Oregon is generally a tax-friendly place for retirees. There is no tax on social security benefits, and there is no estate tax or estates worth less than a million dollars.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Seniors who encounter any sort of hardship in Oregon may also qualify for the <\/span><a href=\"https:\/\/www.oregon.gov\/dor\/programs\/property\/pages\/senior-and-disabled-property-tax-deferral-program.aspx\"><span style=\"font-weight: 400;\">Senior and Disabled Property Tax Deferral Program<\/span><\/a><span style=\"font-weight: 400;\">. If you need it, the program can help you free up income when your property taxes come due. The deferral must eventually be repaid, but the program can help seniors in a pinch.<\/span><br \/>\n<a name=\"tb\"><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">The Best Places to Retire in Oregon<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">It\u2019s hard to go wrong anywhere in Oregon. The coast is gorgeous, Portland obviously has all the amenities you could ever want and more, Central Oregon is breathtaking, and the western side of the state is untamed wilderness.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So while it\u2019s difficult to pick a wrong destination in Oregon, there are probably a few things you want to consider. We also think it\u2019s worth mentioning a few specific locales that are sometimes overshadowed by Portland.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What to Look for in a Retirement Location<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">There\u2019s no question that healthcare has to be a priority for retirees. You want to make sure that where you end up has the services you need. Typically, you\u2019ll want to look at metro areas around a central city for quality and diversified healthcare offerings.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another thing you may want to consider is community involvement. A lot of Oregon\u2019s smaller cities have small-town vibes and a strong sense of community. Of course, there are more than enough things to do in and around Portland, but not all of the fun is relegated to the big city. Taking to explore some lesser-known places may help you strike a nice balance between affordability and accessibility to natural beauty.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Oregon\u2019s Top Places for Retirees<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Here are some locales that are worthwhile considering for retirees.\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Bend<\/b><span style=\"font-weight: 400;\"> \u2014<\/span><i><span style=\"font-weight: 400;\">\u00a0Money <\/span><\/i><span style=\"font-weight: 400;\">magazine regularly lists Bend as a <\/span><a href=\"https:\/\/money.com\/collection\/best-places-to-live-2017\/4929090\/bend-oregon\/\"><span style=\"font-weight: 400;\">top place to retire<\/span><\/a><span style=\"font-weight: 400;\">, and for good reason. It\u2019s an extremely livable small city with a balance between plenty to do and plenty of nature nearby. Culture abounds with annual events like the <\/span><a href=\"https:\/\/bendfilm.org\/\"><span style=\"font-weight: 400;\">Bend Film Festival<\/span><\/a><span style=\"font-weight: 400;\">. The <\/span><a href=\"https:\/\/www.stcharleshealthcare.org\/locations\/st-charles-bend\"><span style=\"font-weight: 400;\">St. Charles Hospital<\/span><\/a><span style=\"font-weight: 400;\"> also provides top-notch healthcare to the region.<\/span><\/li>\n<li aria-level=\"1\"><b>Eugene<\/b><span style=\"font-weight: 400;\"> \u2014 A great small city for both the arts and outdoors, Eugene is often ranked among the <\/span><a href=\"https:\/\/livability.com\/best-places\/2022-top-100-best-places-to-live-in-the-us\/top-100-2022-eugene-or\/\"><span style=\"font-weight: 400;\">best cities to live in the country<\/span><\/a><span style=\"font-weight: 400;\">. Close to the coast and the mountains and right off of the pristine Willamette River, there\u2019s plenty of nature. The University of Oregon keeps Eugene interesting, and you simply can\u2019t beat the stunning scenery.<\/span><\/li>\n<li aria-level=\"1\"><b>Sisters <\/b><span style=\"font-weight: 400;\">\u2014 Close to nearby resorts like Black Butte Ranch and Aspen Lakes, Sisters is an outdoor paradise. Lakes are everywhere you look, and the natural beauty of the area is breathtaking. Sisters is much smaller than the other cities on the list, but with Bend just half an hour down the road, you still have easy access to amenities.<\/span><\/li>\n<li aria-level=\"1\"><b>Salem<\/b><span style=\"font-weight: 400;\"> \u2014 Another top-ranked <\/span><a href=\"https:\/\/livability.com\/best-places\/2021-top-100-best-places-to-live-in-america\/top-100-2021-salem-or\/\"><span style=\"font-weight: 400;\">place to live in the USA<\/span><\/a><span style=\"font-weight: 400;\">, Salem is a gem just outside of Portland. Salem is right in the middle of some gorgeous landscapes, with <\/span><a href=\"https:\/\/stateparks.oregon.gov\/index.cfm?do=park.profile&amp;parkId=151\"><span style=\"font-weight: 400;\">Silver Falls State Park<\/span><\/a><span style=\"font-weight: 400;\"> just a short drive away. As the state capital, there\u2019s always plenty to do!<\/span><\/li>\n<li aria-level=\"1\"><b>Medford<\/b><span style=\"font-weight: 400;\"> \u2014 Medford is a lesser-known town with a population of around 86,000. There are plenty of places to hike and get outdoors, but you also have access to all the amenities you need. The town is home to the <\/span><a href=\"https:\/\/www.asante.org\/Locations\/location-detail\/rogue-regional-medical-center\/\"><span style=\"font-weight: 400;\">Asante Rogue Regional Medical Center<\/span><\/a><span style=\"font-weight: 400;\">, which US News considers a high-performing hospital in the state.<\/span><\/li>\n<\/ul>\n<p><a name=\"nb\"><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Natural Beauty of the Beaver State<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Oregon\u2019s diverse and stunning landscapes offer the perfect backdrop for an active retirement. You simply won\u2019t find the biodiversity and incredible access to nature in other states as you do in Oregon\u2014and all within a relatively reasonable distance of one another.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Climate<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The climate throughout the state is generally very agreeable. Oregon doesn\u2019t experience the cold temperatures that some nearby states do, and there\u2019s more sunshine than you\u2019d expect. Yes, the coast can end up with a lot of rainfall, but it\u2019s usually not torrential downpours. That rainfall provides lush greenery for us to enjoy, and gives us some dramatic skies to view.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As you move inland from the coast, there\u2019s less and less rainfall, and, in fact, Central Oregon can be considered \u201chigh desert\u201d for its altitude and lack of rainfall. With four seasons in most places across the state, Oregon offers a diverse yet stable climate that\u2019s inviting for retirees.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Coast<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The rugged beauty of the Oregon coast includes some really precious spots like Camp Perpetua, Yachats, and Arcadia Beach. You\u2019ll find plenty of seaside cliffs but also encounter sandy beaches, lush vegetation, and other unique rock formations. More than likely, you\u2019ll be drawn back to the coast over and over again.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Mountains<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Cascades wind their way through Central Oregon and make for a stark contrast with the coast. The mountains exhibit a muted beauty that is stunning in its own right. If you\u2019ve never caught a sunrise or sunset with one of the peaks in the background, you\u2019re in for a real treat. We recommend checking out Mount Washington, Black Butte, and Mount Bachelor among others.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Forests<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Forests blanket much of Oregon. The tranquility of the woodlands in Deschutes National Forest, Ochoco National Forest, and the Oregon Badlands Wilderness are worth detouring for. Imagine walking through towering trees while the forest&#8217;s inhabitants create a serene soundtrack. These verdant havens are worth exploring, and provide a great backdrop for an active retirement.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Other Natural Attractions<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">We could go on and on about Oregon\u2019s natural beauty. We haven\u2019t even mentioned <\/span><a href=\"https:\/\/www.nps.gov\/crla\/index.htm\"><span style=\"font-weight: 400;\">Crater Lake National Park<\/span><\/a><span style=\"font-weight: 400;\"> or the secluded wonder of <\/span><a href=\"https:\/\/www.publiclands.com\/blog\/a\/fishing-at-oregon-s-upper-klamath-lake\"><span style=\"font-weight: 400;\">Upper Klamath Lake<\/span><\/a><span style=\"font-weight: 400;\">. There\u2019s no question that Oregon has incredible ecosystems with an excellent balance between development and untouched wilderness. If you\u2019re thinking about retiring here, you\u2019ll have plenty to keep you busy and active throughout your golden years.<\/span><br \/>\n<a name=\"ne\"><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">New Era Homes Can Enhance Your Retirement<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When you\u2019re thinking about retiring in Oregon, you want to make sure that you have a home that suits your needs. If you want your children and grandchildren to enjoy the Oregon scenery with you, you\u2019ll want to make sure that you\u2019re well-prepared for their visits. What could be better than retiring in Oregon in your own custom home?<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Custom Home Building for Retirees<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">New Era Homes offers a seamless, semi-custom home-building process that\u2019s perfect for retirees. Our <\/span><a href=\"https:\/\/www.newerahomes.com\/about-us\/\"><span style=\"font-weight: 400;\">uncommon standards<\/span><\/a><span style=\"font-weight: 400;\"> elevate every single one of our homes to the next level. We bring extensive expertise to every build, and we\u2019ll walk with you every step of the building process\u2014even if you\u2019re just exploring your options at this point. You simply won\u2019t find better <\/span><a href=\"https:\/\/www.newerahomes.com\/homes.shtml\"><span style=\"font-weight: 400;\">custom homes in Central Oregon <\/span><\/a><span style=\"font-weight: 400;\">at our price point.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Find the Home of Your Dreams in Oregon<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">We admit that we\u2019re biased toward our home state. We love our home and truly believe that retiring in Oregon is an excellent choice for a lot of retirees. We also want to ensure that you end up in a place that\u2019s just perfect for you. Yes, there sure is plenty to enjoy out of doors in the Beaver State, but eventually, you\u2019re going to want to return home, relax, and perhaps enjoy the company of your children and grandchildren.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Wouldn\u2019t you love to <\/span><a href=\"https:\/\/www.newerahomes.com\/contact\/\"><span style=\"font-weight: 400;\">retire in Oregon with a home<\/span><\/a><span style=\"font-weight: 400;\"> that exceeds your wildest expectations?<\/span><br \/>\n<a name=\"mq\"><\/a><\/p>\n<h2>More questions about retiring?<\/h2>\n<p>New Era Homes has you covered! Check out our blog posts to learn about the following:<\/p>\n<ul>\n<li><a class=\"in-cell-link\" href=\"https:\/\/newerahomes.com\/blog\/owning-a-home-vs-senior-living\/\" target=\"_blank\" rel=\"noopener\">Owning a home vs. senior living, the pros and cons<br \/>\n<\/a><\/li>\n<li><a class=\"in-cell-link\" href=\"https:\/\/newerahomes.com\/blog\/retiring-early-tips-for-saving-for-a-home-in-central-oregon\/\" target=\"_blank\" rel=\"noopener\">Tips for saving money to retire early in central Oregon<\/a><\/li>\n<li><a class=\"in-cell-link\" href=\"https:\/\/newerahomes.com\/blog\/are-semi-custom-built-homes-the-best-option-for-retirement\/\" target=\"_blank\" rel=\"noopener\">Semi-custom homes: are they the best option for retirees?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Oregon offers a unique blend of natural beauty, vibrant culture, and a relaxed lifestyle, making it an attractive destination for retirees.<\/p>\n","protected":false},"author":1,"featured_media":519,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-new-era-homes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retiring in Oregon: A Guide to the Beaver State for Retirees - Home Building Blog<\/title>\n<meta name=\"description\" content=\"Oregon is an excellent place to retire. 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