Build on your own lot in Oregon

For many adults, homeownership is the ultimate dream, and it’s obviously a considerable commitment to make. If you and your family are choosing a home to live in for years (or even decades) to come, you want to make sure it’s exactly where you want and how you want it.

It’s for this exact reason that many of our clients in central Oregon choose the “build on your own lot” route. If you’ve ever seen that acronym and wondered what it means, we’re here to help!

What does “build on your lot” (BOYL) mean?

As you’ve already seen in this article, the acronym BOYL stands for Build on Your (Own) Lot. But what exactly does that mean?

In contrast to buying a home that’s already been constructed (and likely lived in), building on your lot gives you the freedom to purchase your own parcel of land (the “lot”) and commission a professional home builder to design and construct the home of your dreams on the lot.


In areas where land is selling quickly, you’ll want to be able to make a quick offer once you find the perfect property. That’s why pre approval from your bank is a good idea before searching for land. Buying in this way will make the process quicker and easier, and you’ll ensure you don’t miss out on your dream property.

Due Diligence

When you find a lot that is perfect for you, you can make an offer as soon as you are prequalified. Upon making an offer, you have 30 days to conduct due diligence, which is the investigation of the property’s feasibility to determine the buyer’s satisfaction. 

Lot Size

There’s a temptation to fixate only on the house’s size when considering lot size. The property should also take into account future uses, such as outdoor cooking, landscaping, or constructing an addition.

The zoning requirements for a property may affect the size and location of the house on it when homeowners are building their dream homes. Don’t invest in land without researching these and other zoning restrictions.

Site Development 

A homeowner can expect to spend an additional $10,000 or more on the development of their property if it requires a road, utility lines, or a well, based on local fees and permitting costs.

Choosing a home builder who works closely with you throughout the entire process is a good idea if your property needs extensive site development.

Land Survey

Regardless of where you decide to build a new home, you should have your land surveyed. You can protect yourself from a major issue in the future, either legal or monetary, with a survey that costs a small amount of money. 

Benefits of building on your lot in Oregon

When you decide to build on your own lot, there are a lot of advantages that you will be able to enjoy. Location is not the only factor that matters, it is also the house itself that makes a difference!

Pick your neighborhood

Here in Oregon, we’ve got so many different kinds of beautiful landscapes. You could pick a lot in the mountains, on the Pacific coast, along the river, or even in the desert! Building on your lot gives you much more freedom to decide where your home will go.

Custom-designed home just how you want it

When all you’re starting with is an empty lot, the sky is the limit. If you’re working with the Central Oregon custom home builders at New Era Homes, you’ve got a sizable list of custom floorplans to choose from! You can also rest assured that any custom home we build for you is built to the highest standards.

Modern, green, and energy-efficient

Homebuilding standards have changed significantly even in the past ten years. If you buy a pre-built home, you can’t know for sure that it’s as energy-efficient and eco-conscious as a home built this year would be. New Era Homes has over 20 Green Standards that all of our new homes include, such as triple-pane low E windows, dual flush toilets, and high-efficiency electric stoves.

What Oregonians need to know before building on your own lot

Local regulations

Each city and state has specific requirements for building a brand new home on your own lot. New Era Homes is based in central Oregon, so we’ll be able to help you through the process if you want to build on your lot in Central Oregon.

Financing your new-home build

Even if you’ve already purchased your lot, building a new home is likely one of the more expensive things you’ll finance in your life. Luckily for you, we’ve already written a detailed guide for financing your land and home in central Oregon!

How long does it take to build on your lot in Oregon?

Why Choose New Era Homes 

Throughout the whole home building process, New Era Homes takes care of every detail. We coordinate details such as permitting, septic installation, well drilling, and site development well before breaking ground. Your home’s progress towards completion is tracked throughout the process for your convenience.  

Get started on your semi-custom build today

Now that you’ve learned about what build on your lot (BOYL) means, along with the benefits and requirements that come with it, what’s stopping you from building your dream home?! New Era Homes has more than a decade of experience designing and constructing custom homes. Contact us online today or give us a call at 541-639-4427.